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Coverage from Aspen especially designed for Attorneys.

Coverage for:

• Professional services as an administrator, executor, trustee or title agent incidental to a firm’s practice of law; notary public, arbitrator or mediator; a hearing officer or lobbyist.
• Professional services performed on behalf of the Named Insured by Of Counsel and independent contractors.
• Authorship and bar association services.
• Personal injury coverage for libel, slander, invasion of privacy, malicious prosecution and other non-bodily injury damages.
Supplemental Payments Coverage includes:

Loss of Earnings Coverage up to $500 per day, $10,000 per claim and $30,000 per policy period.
Disciplinary Defense Reimbursement up to $30,000 per disciplinary action and $60,000 per policy period.
Security Incident Response Reimbursement up to $10,000 per security incident and $25,000 per policy period for certain response expenses resulting from unauthorized access to your system.
Subpoena Expenses subject to a $25,000 limit per policy period.
Non-Profit Directors and Officers Coverage up to $10,000 per policy period.

• Professional liability limits of liability of $100,000/$300,000 to $5,000,000*
• Retentions start as low as $1000 and up to $100,000 for qualifying firms

*Liability options vary by state and territory

Special features:

• Deductible reimbursement or credit of 50% for claims settled within one (1) year following the date reported in writing reported, up to $10,000 per claim and $25,000 per policy period.
• 30 day claim grace period for reporting claims made against your firm within 30 days after the expiration of the policy period.
Extended Reporting Periods (ERPs)

• Limit Reinstatement if a renewal offer is made, but not accepted by the firm based on number of years insured.
No additional premium for the following:
• Seven (7) Year Retirement ERP if at least 55 years old and insured for at least three (3) consecutive policy periods.
• Seven (7) Year Death & Disability ERP.

• We will not settle a claim without your consent.
• Worldwide coverage provided the claim is made in the United States, its territories or possessions, Puerto Rico, or Canada.
• Prior acts coverage may be available subject to underwriting review.

Benefits:

• Peace of mind knowing that you can count on outstanding service provided by professionals devoted exclusively to Lawyers Professional Liability Coverage
• Aspen American Insurance Company rated ‘A’ (Excellent) by A.M. Best
• LPP® underwriters dedicated exclusively to Lawyers Professional Liability coverage
• LPP’s in-house Claim Department led by lawyers
• Risk management offered by recognized leaders in continuing legal education

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Our carrier, Aspen US Insurance, writes property, casualty and specialty insurance in the United States on both a surplus lines and admitted basis through Aspen Specialty Insurance Company and Aspen American Insurance Company. Aspen’s operating subsidiaries have been rated ‘A’ by A.M. Best for financial stability.
This summary is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the Aspen policy (ASP LPP 063 (11 13)). A specimen copy of the entire policy is available upon request. Only the insurance policy and applicable endorsements can give actual terms, coverages, conditions, limits, and exclusions. Coverage may not be available in all jurisdictions. Coverage is offered by Aspen American Insurance Company. Lawyer’s Protector Planâ and LPP® are registered trademarks of, and is administered nationally by, B&B Protector Plans, Inc., Daytona Beach and Tampa, Florida.