An important ancillary coverage in the Aspen American form is the Defense of Disciplinary Actions coverage. This supplementary payment is paid in addition to the policy limit and is not subject to the deductible. It provides for the defense of disciplinary actions brought against an attorney subject to sublimits of $30,000 per disciplinary action and a maximum of $60,000 per policy period for all attorneys in the firm.
The Lawyers Protector Plan has partnered with Aspen American Insurance Company since 2013 and offers comprehensive professional liability coverage to attorneys and law firms across the country. While many professional liability coverage forms have similar general coverages, exclusions, and conditions, it is important to dive deeper into a policy to understand the complete package of ancillary or supplementary coverages available.